At Sort My Mortgage, we do more than just mortgages – we help protect your future.

Life can be unpredictable, but the right insurance gives you peace of mind knowing that you, your family, and your home are covered no matter what happens.

From life and critical illness cover to income protection and home insurance, we offer expert advice and access to policies from trusted UK insurers, all tailored to your unique needs and budget.

Our Insurance Services

Life Insurance

Life insurance helps protect your loved ones financially if the unexpected happens.
Whether you're looking for level term, decreasing term, or a family income benefit policy, we’ll help you choose the right level of cover to ensure your family is financially secure if you’re no longer around to support them.

Critical Illness Insurance

A serious illness can turn life upside down – but critical illness cover gives you a financial safety net.
This insurance pays out a lump sum if you're diagnosed with a specified serious illness, such as cancer, heart attack, or stroke. It can help cover treatment costs, mortgage payments, or even allow time off work to focus on recovery.

Income Protection Insurance

If you’re unable to work due to illness or injury, how would you manage your monthly bills?
Income protection provides regular monthly payments to replace part of your income while you’re off work. It's especially valuable for self-employed individuals or those without generous sick pay benefits.

Buildings & Contents Insurance

Your home is likely your biggest investment – make sure it’s properly protected.
We can help arrange comprehensive buildings and contents insurance to cover everything from structural damage to stolen or damaged belongings. Whether you're a homeowner or landlord, we’ll find cover that suits your property and lifestyle.

Why Choose Us for Insurance?

✔ Access to top UK insurance providers
✔ Personalised advice to match your cover needs
✔ Affordable premiums tailored to your budget
✔ Honest, jargon-free guidance
✔ Protection that complements your mortgage and lifestyle

We’ll take the time to understand what’s important to you, explain your options clearly, and find cover that gives you confidence and peace of mind.

Frequently Asked Questions

Do I need life insurance if I have a mortgage?
Yes – life insurance can help repay the mortgage in the event of your death, so your family isn’t left with the financial burden.

Can I combine life and critical illness cover?
Yes – many providers offer joint policies that include both life cover and critical illness protection for added peace of mind.

What’s the difference between income protection and critical illness cover?
Critical illness pays out a lump sum for specific serious conditions, while income protection pays a monthly benefit if you're unable to work due to illness or injury – even for less serious but long-term conditions.

Is buildings insurance a legal requirement?
If you have a mortgage, your lender will usually require buildings insurance as a condition of the loan.

How much contents insurance do I need?
You should cover the cost of replacing all your belongings, including furniture, electronics, clothing, and valuables. We’ll help you work out the right level of cover.

Get Protected Today

Ready to protect your income, your loved ones, and your home?
Speak to an insurance expert today for a free, no-obligation quote. We’ll help you find the right protection for your peace of mind – now and in the future.