Welcome to Sort My Mortgage – your trusted online resource for finding the right mortgage. Whether you're a first-time buyer, looking to remortgage, or exploring ways to raise funds against your property, our experienced mortgage advisors are here to make the process quick, simple, and stress-free.

With access to a wide range of UK lenders and products, we take the guesswork out of finding the best mortgage for your individual needs. No jargon. No hidden fees. Just straightforward advice and expert guidance from start to finish.

Our Mortgage Services

Residential Property Purchase Mortgages

Buying a home is one of the biggest financial decisions you'll make – and we’re here to help every step of the way. Whether you're a first-time buyer or moving to a new home, we'll help you secure a competitive mortgage that fits your budget and lifestyle.
We compare deals from across the market to find you the most suitable rate, and explain everything in plain English so you feel confident in your choices.

Remortgages

Is your current mortgage deal coming to an end? Or are you simply looking for a better rate?
Our remortgage service is designed to help you save money, reduce monthly payments, or release equity from your home. We’ll compare deals across our lender panel and advise you on whether switching is right for you, with full support throughout the application process.

Capital Raising Mortgages

Need to unlock some of the value in your home?
Whether you’re planning home improvements, paying for a big event, or consolidating debts, we can help you raise capital through your mortgage. Our advisors will assess your situation, explain the pros and cons, and help you find a solution that works for your short- and long-term goals.

Product Transfers / Product Switching

Staying with your current lender doesn’t mean you can’t get a better deal.
We can assist you in switching to a new product with your existing lender – often with no legal or valuation fees, and a faster turnaround time. Product transfers can be a great alternative to a full remortgage, and we’ll help you explore all your options.

Why Choose Sort My Mortgage?

✔ FCA-authorised mortgage advisors
✔ Access to a broad panel of UK lenders
✔ Straight-talking advice with no pressure
✔ Fast, responsive service tailored to you
✔ Online and phone consultations at your convenience

We’re here to take the hassle out of mortgages, so you can focus on what matters most – your new home, your goals, and your financial peace of mind.

Frequently Asked Questions

What documents do I need to apply for a mortgage?
Typically, you'll need proof of ID, address, income (payslips or accounts), and bank statements. We'll guide you through exactly what you need.

Can I remortgage early?
Yes, although there may be early repayment charges depending on your current deal. We’ll help you weigh the costs and benefits.

How long does a mortgage application take?
From agreement in principle to offer, it usually takes 2–4 weeks, depending on the lender and your circumstances.

What’s the difference between a product transfer and a remortgage?
A product transfer is when you stay with your current lender but switch to a new deal. A remortgage involves switching to a new lender entirely. Both can be beneficial depending on your situation.

Is your advice free?
We offer an initial free consultation to understand your needs. Any potential fees will be clearly discussed upfront – no surprises.

Ready to Get Started?

Speak to a qualified mortgage advisor today and take the first step toward securing the right mortgage for your future. Get in touch for a free, no-obligation consultation — we’re here to help.